The Current Reality
Most freelancers are
losing money on admin.
Chasing payments, fixing taxes, reconciling accounts. That's your billable time gone.
Enterprise-Grade Technology Stack
Most freelancers are
The Spreadsheet Chaos
Manual entry errors, broken formulas, and zero insights into your actual profit.
8h/month
Lost to admin
The US-Centric Tools
Trying to force FreshBooks or QuickBooks to handle QST/HST correctly without headaches.
30%
Tax errors
The Accountant Bill
Paying $150/hr just to fix simple categorization errors at year-end.
$150+/hr
Accountant fees
Built different. Built better.
Paymavo isn't just another invoicing software. It's the Canadian invoicing software freelancers actually deserve.
Canadian-First DNA
Not a US product with Canadian taxes bolted on. GST, HST, QST, PST are native citizens here.
2-Minute Setup
No accountant needed. No complex chart of accounts. Just sign up and invoice.
No Payment Holds
Unlike Wave, your money arrives on time. Unlike QuickBooks, no sudden price hikes.
Paymavo AI
Scan receipts, auto-categorize expenses, extract data instantly. Powered by Google Gemini.
Plaid Bank Sync
Real-time expense tracking included in the $29 plan. No hidden fees.
Tax Season Ready
One-click GST/HST declaration reports.
Enterprise Power
Recurring invoices & automated reminders included.
Quebec Bill 96
Automatic Bill 96 Compliance
Quebec's Bill 96 requires all businesses to communicate in French. Paymavo automatically generates your invoices in French with all required legal notices, ensuring full compliance with provincial regulations.
- 100% French invoices (Quebec Bill 96 compliant)
- Complete legal notices and Quebec-standard compliance
- Guaranteed linguistic compliance for every document
Engineered for speed
The fastest invoicing workflow for Canadian freelancers. See it in action.
No more tax rate lookups
Automatic Canadian tax rates by province. No manual GST/HST/PST calculations.
Without Paymavo
Look up tax rates for each province
Calculate GST, HST, PST, QST separately
Remember which provinces have combined taxes
Risk making calculation errors
With Paymavo
Select customer's province from dropdown
Tax rate applied automatically
All calculations done for you
100% accurate, every time
Supports all 13 Canadian provinces & territories: ON, QC, NS, NB, MB, BC, PE, SK, AB, NL, NT, YT, NU
More features, less money, zero hassle
Feature comparison based on publicly available pricing and documentation.
| Feature | Paymavo | QuickBooks | FreshBooks | Wave |
|---|---|---|---|---|
| Monthly Price | $29/mo | $30+ /mo | $35+ /mo | $25/mo |
| Auto GST/HST/QST/PST | Manual setup | Manual setup | Manual setup | |
| Quebec Bill 96 Compliance | ||||
| AI Receipt Scanner (OCR) | ||||
| Automated Bank Sync | ||||
| Setup Time | 2 minutes | 20-30 min | 15-20 min | 10-15 min |
| Payment Holds | ||||
| Price Stability |
What freelancers say about other tools
Real quotes from freelancers dealing with QuickBooks, FreshBooks, and Wave
QuickBooks
Way too complex for a freelancer. I use maybe 10% of the features.
r/freelance community member
Read full storyFreshBooks
For solopreneurs, it's expensive for what it does... a monthly fee plus high card fees is a lot to stomach.
Eric, Consultant
Read full storyWave
I would stay as far away from them as possible... they will hold your money till the cows come home.
r/smallbusiness community member
Read full storyPaymavo works with your existing tools
Fast invoicing in Paymavo. Everything syncs to your accounting software automatically.
QuickBooks
Sync invoices and payments automatically. One-way sync from Paymavo to QuickBooks.
Automatic invoice & payment sync
Syncs on invoice changes
No double entry
Wave
Export invoices to Wave. One-way sync from Paymavo to Wave.
Export invoices to Wave
Automatic sync on changes
Customer & payment data export
Fair pricing, finally.
No more paying for features you don't use. Free plan or Pro at $29/mo.
-14%
Free
$0CAD/monthForever free
Perfect for freelancers getting started
- Unlimited invoices
- Unlimited quotes
- Unlimited clients
- Stripe payment processing
- 1 manual reminder per invoice
- Send invoices by email + PDF
- Automatic GST/HST/QST/PST
- Custom logo on invoices
- QuickBooks & Wave integrations
- Free data migration
- Global search (⌘K)
- Email support
Pro
$29CAD/monthbilled monthly
Everything you need to run your business
- Recurring invoices
- Unlimited automated reminders
- Recurring expenses
- Track expenses
- Plaid Bank Sync
- Paymavo AI 1.0 (OCR & auto-categorization)
- Time tracking
- Dashboard & fiscal reports
- Export reports (PDF/CSV)
- CSV import/export
- Digital signature
- Custom invoice numbering
- Remove Paymavo branding
- Priority support
More value than the price tag
Features worth $50+/month, all included for $29/month. Everything in one place.
What's included in Pro
Each feature would cost extra. We included them all.
Plaid Bank Sync
~$10Real-time expense tracking from your bank
AI OCR + Auto-categorization
~$8Smart expense categorization from receipts
Time Tracking
~$12Track billable hours and project time
Recurring Everything
~$7Automated invoices, expenses, and reminders
Priority Support
~$13Fast response times and dedicated help
Who does as much for you?
Remove multiple tools from your stack and manage all your invoicing, expenses, and analytics on Paymavo.
$50/month
If purchased separately
$29/month
With Paymavo Pro - All included
Save$21/month42% off
Questions?
We have answers.
Resources for growth
Guides and insights for Canadian independent workers.
10 Tax Deductions Canadian Freelancers Miss Every Year (And the $3,200 You're Leaving on the Table)
canadian freelancer tax deductions, T2125 expenses, home office deduction canada, vehicle expenses freelance, business meal deductions, GST HST input credits, self-employed tax tips canada, CRA deductions freelancers, freelance expense tracking canada
November 8, 2025•14 minutes
Complete Guide to GST/HST/QST for Canadian Freelancers (2025)
Master Canadian sales tax compliance as a freelancer. Complete guide to GST/HST/QST registration, rates for all provinces, Input Tax Credits, filing deadlines, and how to avoid costly CRA penalties.
October 31, 2025•12 min read
Zoho Invoice Tax Nightmare: The Free Canadian Alternative That Does It Better
Zoho Invoice is free but poorly adapted to Canadian tax compliance: 500 invoices/year limit, manual GST/HST/QST setup, OneAuth login issues, and forced upgrades. Paymavo offers unlimited invoicing with automatic Canadian tax calculation — completely free.
September 11, 2025•15 min read